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Budgeting for your family holiday

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Budget planning

Here you'll find guidance and resources to help you plan ahead and budget for your family holiday.

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Budget categories

The first step to budgeting for your holiday is to decide how much you can afford to spend then divide your total budget into categories. 

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1. Pre-holiday expenses

These are things you might need to buy before your holiday, such as a suitcase, sun cream, or swimwear for the kids.

Before you go, it’s worth jotting down anything you might need that you don’t already have at home – and if you can, see if a friend or family member has it to borrow. Try to pack smart so you’ve got everything you need with you – it’ll save you from having to buy things at a higher price when you get there.

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2. Travel

Think about your journey from door to door.

Travelling by public transport...

If you’re going by train, don’t forget to include the cost of getting to your holiday spot and from the station, that might mean a bus or taxi. If you’re planning a day out during your holiday, make sure to include local transport in your budget.

Top Tips!

  • Book your travel tickets early to take advantage of lower prices.
  • Travel during off-peak times when prices are lower.

Travelling by car...

If you’re travelling by car, think about fuel costs, parking charges, and any tolls* you might come across.

*When planning your journey on Google Maps, it’ll let you know if there’s a toll on your route. If there’s an alternative way without a toll, you’ll usually have the option to switch to that instead.

Child eating a marshmallow with a smile on her face

3. Food

If you're staying in self-catering accommodation, you’ve got a great opportunity to save money by preparing your own meals.

  • Before you go, think about simple, budget-friendly meals you can cook while you’re away. Bringing a few basics with you (like tea bags, pasta, or cereal) can also cut down on costs when you arrive.
  • Taking a packed lunch with you when you go out for the day – like sandwiches, fruit and snacks – is a great way to avoid expensive cafés or restaurants. Plus, a family picnic can be a fun part of your day.
  • It’s a good idea to plan a supermarket shop* either before you arrive at your holiday destination or shortly after you get there, so you’re all set for breakfasts, packed lunches, and evening meals.

*To find nearby supermarkets before you travel, just type your destination into Google Maps and look for the blue shopping trolley icons – these mark supermarkets close to your holiday spot. If you’ve already arrived and want to find one, simply open Google Maps and type in ‘supermarkets near me’ to see what’s around.

Child looking for insects in the grass

4. Activities

Set aside some money for activities you’d like to do while you’re away.

If you’re staying at a holiday park, remember that some activities (like swimming sessions, mini golf or arts and crafts) might have an extra charge. For days out, think about ticket prices and entry fees.

Fun doesn’t have to cost a lot, or anything at all! There are plenty of free or low-cost ways to enjoy your time away. Exploring the beach, paddling in the sea, visiting a local park, going on a nature walk or spotting wildlife at a nearby nature reserve can all make for brilliant, memory-making days out.

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